Why CareFirst?

• Market power. Allows us to negotiate industry leading discounts.
• Largest network. 100 percent of regional hospitals are in-network. 97 percent of claims are paid in-network nationally. This means lower costs for you and your employees.
• Plan flexibility and choice. We offer both fully insured and self-insured options for payment flexibility, and many plans with HSA or HRA options.
• All-in costs. We offer bundled pricing for our medical and pharmacy benefits and wellness programs at no extra charge.

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​Small-Group Insurance (2-50 Employees)Small businesses can get comprehensive coverage from CareFirst BlueCross BlueShield. Our flexible, affordable options will help keep your employees healthy while also controlling your costs.

In Maryland, Washington D.C. and Northern Virginia, over 70% of small businesses offering health insurance choose CareFirst.

Benefits of Purchasing a CareFirst Health Insurance Plan:

• Partnering with the most recognized and trusted brand in the industry
• Access to the largest network across the country, with 96% of hospitals and 95% of physicians in-network and 97% of claims paid in-network nationally
• Solutions available for dental, vision and international coverage
• Access to health plans offering health services and generic drugs before meeting a deductible

Not sure if your small business should offer group insurance? Explore the benefits of offering group insurance, from attracting and retaining talent to the bottom-line savings.

Mid-Sized Group Insurance CareFirst BlueCross BlueShield works with employers large and small to help them tackle challenges like retaining a productive and healthy workforce while still controlling costs. CareFirst is a not-for-profit company whose mission is to improve quality of health, increase access to care and reduce financial barriers to care.

We believe health insurance shouldn’t be difficult. Our solutions include:

• Easy plan enrollment and management for you and your broker
• Tailored plans with benefit options to meet your needs
• Network options—from the broadest selection of providers to an affordable high-performance network

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We believe in keeping your employees healthy and your costs down with affordable, value-based plans. To meet this goal we offer:

• Provider access in the largest network
• A Whole Health discount of up to 2.5% off medical premiums for bundling medical and specialty products
• Care management programs that help at-risk and sick members increase access to quality care and reduce costs
• Plans that increase member awareness of cost effective and efficient care settings
• Consumer tools and wellness solutions to engage employees

The total health of your employees is important. CareFirst offers employer-sponsored or voluntary (no cost to the employer) dental and vision options. These popular, add-on group benefits include:

• Group Dental Insurance. Good dental care is an important part of an employee’s overall health. Our large, national dental network means nearly nine out of 10 members already use in-network providers, which helps you and your employees lower claim costs.
• Group Vision Insurance. CareFirst provides your employees the benefits of reduced out-of-pocket costs, free frames, and over 93,000 nationwide provider locations. Our employers rate their satisfaction with CareFirst Vision at 97 percent.